For Home Buyers

Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. My services and experience range from financial aid to helping you find the home that best suits you and your family. For your convenience, I also provide listings by email. I pride myself on repeat business and hope you'll come to understand why.

I suggest that all Buyer's, at a minimum, contact a lending institution and establish a relationship with a mortgage broker to assure that they understand the current requirements for a mortgage, the terms, and the available rates & plans. I certainly work with several lenders where my clients receive the best service and information. If you don't know a lender, I can give you a few to choose from that I have dealt. As you know, there is no benefit to me except offering another service to you. I also have many other services I can recommend based on experience in areas like, home inspection, indoor air quality, landscaping services, termite inspections, roof inspections, A/C and Heating inspections, Home Warranties, and many more.

After we have met and reviewed you criteria, I would like you to consider contracting me as Your Buyer-Broker. I can explain this concept which commits me to you and you to me(unless you fire me) and it's no cost to you as the Seller is paying the commission. It allows me to focus on you as a committed Buyer working exclusively with me. This is the concept of an ABR (Accredited Buyer Representative), a Realtor designation focused on Buyer service and satisfaction.

How I Can Help
Before you start looking
Closing Costs

As Your Agent, I Will:

Assure that you see all the properties in the area that meet your criteria.
Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
Make sure you don't pay too much for your new home and help you avoid costly mistakes.
Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.

Before You Start Looking For Your New Home:

Check your credit rating. Straighten out any errors before its too late.
Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
Choose a REALTOR® that you trust and who understands your needs.
Determine what neighborhood best matches your needs.
Identify important features you need your new home to have.

Closing Costs to Expect:

Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
Third-party fees include charges for insurance, title search, and other inspections such as termites.
Government fees include deed recording and state & local mortgage taxes.
Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.

Find out how much your closing costs could be.

For Home Buyers

John Lynch